
Holiday rentals with lake access in Bay County
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Top-rated rentals with lake access in Bay County
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Popular amenities for lake access rentals in Bay County
Lake access house rentals

R3 at Lake Powell/Inlet Beach with EV charger
We had a wonderful stay at this beautiful home! The house was clean, spacious, and in a great location—just a short drive to the beach and close to everything we needed. Communication with the host was excellent throughout our stay. When we couldn’t find the beach towels, they quickly delivered new ones without hesitation, which we really appreciated. The only suggestion I’d make is to consider providing a few more basic household items like bath towels, toilet paper, and paper towels—just the essentials that go a long way during a week-long stay. Overall, we loved our time here and would definitely stay again!

Walk to Beach! | Pool | Golf Cart | Bikes |
Wonderful home with every amenity we could need. Our three-year-old loving taking golf cart rides, and it was easy getting to the beach and to 30A. Home was very spacious as we never felt crammed or on top of each other. Will definitely come back and highly recommend Ali and team!

Free Golf Cart, 5 min to Beach, Community Pool
We had an amazing stay at this beautiful beach house! The home was spotless, well-maintained, and had everything we needed for a comfortable stay. The hosts were incredibly communicative, and accommodating before and throughout our stay. The location was perfect—just a short drive to the beach and town, and nestled in a safe, quiet neighborhood. We couldn’t have asked for a better place and would absolutely stay here again. Highly recommend!

Golf Cart | Games | King | 5GB Wifi | EV charger
This home was such a blessing to us! We didn't realize how amazing it was to be able to use the golf cart to get to the beach AND Publix until we got there. It made our travel so stress free and convenient! I was grateful for the host's maps they provided so we never felt confused on where to go. We also loved that the house was so close to great restaurants at and around Rosemary Beach. The home was clean and incredibly kid friendly in its amenities for my 3 and 1 year old. Wish we could have stayed another day!

Making Memories Lucas Lake
We felt right at home in Sherri’s home on Lake Lucas. We only wished we had booked for longer! 5 days was not enough to fully enjoy it. The dock is perfect for enjoying morning coffee and letting the kids swim while you relax. We enjoy the local springs! Having a nice place to stay made our vacation more pleasurable. We will be returning.

Modern Bayfront Home/Walk to Beach/Private Pool
Lisa was a great host extremely responsive and permitted us early check-in which we greatly appreciate as we had a very early flight into town. Being able to go to the house right after travel and relax in the pool was amazing!! The house was beautiful and just as pictured. The amenities are as listed. We prefer a place that has guest access to beach chairs, pool floats, and a grill BUT this is a personal preference and the listing is clear on amenities available to guests. There was no surprises, we knew those weren't available when booking. Ample amount of shampoo, conditioner, and clean linens available! Ample TP, 3 rolls per bathroom and 2-3 paper towel rolls per kitchen area. Great to have a private pool, but you are right next to the neighbors. We had great people beside us, but could be an issue for others. Lisa is a great host and would definitely book with her again!!

Sunny Paws-Beach/Bay Access/Pet Friendly/Golf Cart
This place was fantastic for the short stay we had planned. Andy was extremely responsive and very accommodating. The home was very clean and the area was very quiet and in a convenient location on the cape. We appreciated the extra amenities on the property such as the golf cart and the kayaks. We loved the fenced in yard. We would recommend this home to anyone traveling to the cape that enjoys easy access to the beach and the bay.

DancinOnTheWaves|Pool|Dock|FirePit|Mins2Bch|8PPL
We had a very peaceful vacation. Everything was as described. Beautiful home and property. I would stay again.
Apartment rentals with lake access

Barefoot Bungalow Beachfront
This condo is awesome. It was our first time in Panama City Beach and we will definitely go back. Chris and Cameron are extremely responsive and amazing hosts. The place is exactly as described in the post and what you see in the pictures is what it looks like. You can’t get closer to the beach and the area is great. Very quiet and clean gated community with a private beach (no public access). Beach was clean and absolutely amazing. The place is really close to some grocery stores, cvs and some really good restaurants. We definitely recommend this place to anyone who’s looking for a quiet vacation.

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool
The place was very beautiful looked better in person than the pictures… lots of pots, pans, and plates for those cooking.. LOTs of beach toys, house was very comfortable, comfy bed and couches

Emerald Coast Sea-renity.
Overall, this condo was a 10/10! Beautiful and peaceful location, steps away from the beach and Roysan’s condo had more than enough space and amenities. My only complaint would be around the dirty dishes and items in the kitchen, but overall, I would love to visit again and I am thankful for such a responsive and attentive host!

Paradise in Pirates Cove
Louis’s space was perfect for our stay. Super nice and has everything we needed. The bed was extremely comfy, shower was amazing, and the bidet was a nice touch. We enjoyed spending time on the balcony overlooking the pool with our coffee each morning. Close to several good restaurants in both PCB and Rosemary.

The Palms I Gorgeous Condo with Gulf View
Great vacation spot. Loved view of lake and close to beach. Amazing. Helpful and accessible hosts. They have created a wonderful home away from home! Definitely would stay again!

Waterview condo on Panama City Beach Golf Course!
Had a great stay! The place was clean, cozy, and just what we needed. Montanna was incredibly kind and responsive throughout the trip, which made everything smooth and stress-free. Would definitely recommend staying here!

St Andrews Townhome on Lake Ware - A
This townhouse was the perfect location and a great place to stay to visit my family. I’ll be back

Laketown Wharf 509: Gulf Views + Free Activities!
I will be staying again
Lake access cottage rentals

Hideaway Cottage | Dog Friendly | Steps to Beach
Host was very responsive and friendly. The place had everything imaginable to be able to cook for our family. Patio space was great to have another family staying in PCB over to grill out and sit outside to eat and enjoy the weather and company. We really enjoyed our stay! Easy walking to the private beach access. Chairs and beach cart available were super helpful! Kids loved walking to mini golf, carts, and Alvin’s too!

Aquaman's Cottage: Dog-Friendly, Fenced &Turfed
Lauren’s place was good. Their cleaners did not show up between the people checking out the morning we checked in. Lauren offered some solutions and it was taken care of. She reimbursed our cleaning fee and was finding a new cleaner to use. We had an issue with the clothes dryer not drying well and she sent a guy out the next day to fix it. Overall place was as described cute place nice walking distance to a nice part of the beach. I would say it’s in the more quiet part of PCB which having kids with us is a plus. I would stay there again. Just a few minute drive to pier park and close to gas stations and dollar general. Overall good location and nice place. Also the back yard area is great for people with small dogs very private and super cute with the Astro turf and seating.

4 Person Lake Front Cottage with Kayaks
We decided to book a place close to Panama City Beach to vacation. The stay was at a great location by a fresh water lake and about 30 minutes from PCB. We were allowed an early check-in which was awesome to be able to spend the day longer. The laundry room is communion shared and there is room to park a 25 foot boat or greater I'll say. The only drawback is if you plan on cooking large home meals, the kitchenette is limited. Overall this was a good value and I feel will succeed for future occupants.

The Cottage on Alta Vista-so charming!
We rented this home for a softball tournament that was being played at Frank Brown Park. The house is super close to the park and to Pier Park for shopping. We were not able to enjoy the beach but the access is only a few minutes drive from the house. The neighborhood is golf cart friendly and very quiet. The fenced in yard was wonderful for our dogs. The house is super cute and clean. There were 3 of us and 2 dogs and we were very comfortable. The beds and furniture are comfy and clean. Cassandra is a very responsive host. Thank you for letting us use your home, we will definitely be back.

Choctaw Lodge Retreat
Can’t wait to go back to Kathryn and Ron’s property. Was such an amazing weekend, they are an amazing persons and very gentle with us. The food was delicious and made by Kathryn, I loved the boat ride with Ron; husband and I were amazed by the Choctawhatchee river. For sure we will be back!

30A Beach Access, Sea La Vie
This has been the BEST airbnb I've stayed at so far. Will definitely be getting this place again on my next visit to Panama city.

Kid friendly golf cart sports gear pool lake beach
Lovely home and location especially for a family with children! Has everything you need at the house and lots of things to do in the surrounding area. It didn’t feel like a typical AirBnB with most basic amenities possible, it was truly nearly as comfortable as our own home. Thanks for having us!

Best Kept Secret! Close to 30A – Walk to Beach
Tucked away at the end of E. Park Place, this home offers a peaceful, private escape. The screened-in porch was one of my favorite features, fully equipped and perfect for relaxing with a book or just unwinding. I also appreciated the outdoor shower after beach trips, and the barbecue setup was great for grilling. The house is just a short walk to a stunning stretch of beach, right next to Camp Helen State Park. I used the rental bikes to explore the area, which made getting around easy and fun. The kitchen was fully stocked, everything was very clean and thoughtfully maintained, and the host was quick to respond to any questions. It’s a quiet, well-kept Airbnb that I’ll definitely be returning to.
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- Panama City Beach Winery
- Frank Brown Park
- St. Andrews State Park
- James Lee Beach
- Shipwreck Island Waterpark
- St. Andrew State Park Pier
- Grayton Beach State Park
- Blue Mountain Beach
- Windmark Public Beach access
- Camp Helen State Park
- Shell Island Beach
- Money Beach
- Raven Golf Club
- St. Joe Beach
- Crooked Island Beach
- Seacrest Beach
- Gulf World Marine Park
- Signal Hill Golf Course
- Walton Dunes Beach Access
- The Track - Destin
- Fred Gannon Rocky Bayou State Park
- Coconut Creek Family Fun Park
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