Holiday rentals with beach access in Cowes

A wooden outdoor dining table is set with two glasses of wine and an open magazine. Beyond the table, a spacious green lawn leads to a calm ocean, framed by a clear blue sky and lush trees along the shore.

4.89 out of 5 average rating, 286 reviews

Foreshore barefoot beachouse BBQ, wallabies +waves

Family Foreshore Beach House. Tucked at the end of a quiet culdesac this relaxed foreshore hideaway is made for barefoot holidays. Wander to rock pools, play on the lawn, watch wallabies graze and kookaburras laugh in the trees or gather on the deck as the BBQ sizzles and waves roll in. Two living areas give families space to spread out while cosy bedrooms invite slow mornings with sea views. A fully equipped kitchen makes longer stays and entertaining a breeze your island home away from home

A bright, open living area features comfortable seating with a neutral color palette, complemented by aqua accents. A dining table is set for several guests, and large windows allow natural light to fill the space, offering views of the surrounding greenery.

4.77 out of 5 average rating, 1194 reviews

The Nautical Mile - pets yes, walk to beach & town

*Brand new bathroom toilet and laundry will be here from 7 Aug 2026 Welcome to a bright, cosy, family & pet friendly Phillip Island accommodation. 3 bedroom house, fully fenced, walk to local off- leash dog beach & Cowes centre. Kids' playground and playroom on premises. Short drive to boat ramp and all tourist attractions. Free parking & great location! 2 min drive to Boat Ramp. Town centre a 1.2km walk, beach 500m. Reasonable rates for the entire home. 7 guests max. Pets welcome inside 🐾.

4.97 out of 5 average rating, 731 reviews

The entrance to Hobsons Cabin is framed by a large palm tree and edged with flowering plants. A pathway leads to a screened door, which opens to a small porch area furnished with seating. Natural light filters through the surroundings, creating a welcoming entry space.

Guest suite in Cowes

Hobsons Cabin - Perfect for couples or singles.

Hobsons Cabin is a self contained cabin (one of two cabins in our backyard) at the right hand side of our private backyard. Access through gates and carport. Features QS bed, split system heating & cooling, kitchenette includes microwave, fridge, toaster, kettle, electric frypan, cutlery & crockery, Smart TV with Netflix and Foxtel. Separate toilet & bathroom. All linen supplied. Close to beach, GP track, Penguin Parade, Nobbies Centre. 5 mins drive to Cowes to all shops & restaurants.

4.94 out of 5 average rating, 346 reviews

A cozy lounge area is presented with a comfortable blue sofa adorned with decorative cushions. A textured rug covers the floor, complemented by a wooden coffee table and a woven side table. Soft natural light filters through the space, highlighting the decor.

Guest suite in Cowes

Pet friendly studio for couples + 2.

A private and homely guest suite attached to main house in quiet street, 4 doors from north facing beach and 2 min drive to Cowes central. Reverse cycle A/C and electric fire place in lounge room with award winning sofa bed, a separate bedroom with king bed (electric blankets organic linen/cotton sheets) fully equipped kitchenette, bathroom with spa bath, shower, 6 ft fenced private courtyard, bbq, outdoor setting and secured for pets. 30 minute beach walk to Main Street. No shared areas.

A bedroom features a queen bed with soft bedding, complemented by two woven bedside lamps that provide gentle lighting. Above the bed, an artistic painting in shades of blue adds a calming touch to the space. A green accent pillow is positioned on the bed.

4.7 out of 5 average rating, 404 reviews

The Olives! Location! Location!

The Olives is not available for schoolies or year 12 students. CCTV installed 2 bedrooms with queen beds 1 bedroom with a double bed Porta cot / high chair **Please bring your own bed linen & towels or we can arrange hire of bed linen and towels- $35 per bed Fans, electric blankets, heaters in each room Apple TV / Internet / DVD Air conditioning/ heating in lounge One bathroom Separate toilet Kitchen fully equipped Washing machine/ iron Large garden, no tents allowed

The exterior of the beach home is revealed, featuring white siding and large glass doors opening to a wooden deck. A hanging chair is positioned on the deck, surrounded by potted plants. The well-maintained yard is fenced with a white picket fence, providing privacy.

4.95 out of 5 average rating, 150 reviews

Salty Rays 70s Beach House

Take it easy at this unique and tranquil getaway metres from the ocean. Inspired from its original 1970s heritage, this retro renovated beach home will make your time away from home feel like home itself. Salty Rays sits right alongside the Cowes boat ramp and has been designed to make water activities easy and accessible. Coffee shops just around the corner and a short walk along the beach into town. It is a great spot for family or friends to enjoy the ocean right at your fingertips.

A modern beach house is seen from a street view, featuring a combination of red and gray siding. Lush green landscaping with low shrubs and trees surrounds the property. Two geese and a rabbit are calmly crossing the lawn, adding a natural touch to the tranquil scene.

4.94 out of 5 average rating, 321 reviews

Tranquil Island Family Villa

*NO SERVICE & CLEANING FEES* A modern, as new 3-bedroom beach house, only a short distance to the family-friendly beaches of Red Rocks, Cowes and the Anderson Rd boat ramp. This fully self-contained home in a tranquil setting, comes with all that is needed to enjoy a comfortable, tranquil & memorable family stay and experience on Phillip Island with all it has to offer. Extra charge of $20 for more than 6 guests. DISCOUNTS, 40% monthly, 50% 12-week bookings, WIFI - NBN-2-premises.

Superhost

A spacious lawn is framed by carefully shaped bushes and a variety of plants, enhancing the garden's natural beauty. The cottage features large windows that invite light, while a paved area leads to the entrance. The property is set under a clear blue sky.

Cottage in Cowes

Koala Cottage Beach Hideaway 5 mins walk to beach

Relax and unwind at Koala Cottage! With large gardens front & back, and everything newly renovated inside you might never want to leave the property. If you do venture out the beach is just a 5 minute stroll away, and the town centre 10 minutes walk. The interior has been created by one of Melbourne's leading kitchen & bathroom designers, so you can expect luxurious Italian fittings and all the mod cons you need (in fact, this is her holiday home, now available on Air BnB).

4.78 out of 5 average rating, 223 reviews

The single-level house features a wraparound porch with seating, surrounded by a spacious grass lawn. Lush shrubs and trees provide privacy. The exterior showcases a mix of wooden finishes, and large windows allow natural light to brighten the interior.

4.82 out of 5 average rating, 266 reviews

Cowes Pet Friendly Family Home

Situated in a quiet cul-de-sac, leave your car behind as it’s a short walking distance to the beach, the main street and activities around Cowes. The house sleeps up to 9 people and has a port-a-cot if required. We have free wifi, a large TV, a variety of boards games and toys to enjoy. The backyard is fully fenced and has a large sandpit for children to play in. The kitchen has everything you need to cook at home. The house suits families, couples or a group of friends.

A modern kitchen and dining area is showcased, featuring a large island countertop with bar stools. The cabinetry has a mix of light and dark wood finishes, and appliances include a stainless steel refrigerator and a gas stove. Natural light fills the space, enhancing its functionality.

4.83 out of 5 average rating, 720 reviews

Perfect Family Getaway Home

This modern house is the perfect family getaway destination for your trip to the island. Located in a safe, quiet street away from the buzz but with everything at door step. Sleeping a maximum of 7 guest , it's features includes 3 fully furnished bedrooms and an open plan kitchen, dining & living area which open onto a sun-filled deck for outdoor dining and relaxing. The cafe blinds ensure the deck can be enjoyed all year round as the kids play in the secure court yard.

4.9 out of 5 average rating, 119 reviews

Modern 2BR Retreat | Near Penguin Parade & Beach

Stylish, newly renovated 2BR coastal retreat sleeping up to 5. Features a queen bedroom, family bunk room (queen + king single), bright open-plan living, fully equipped kitchen, fast Wi-Fi, smart TVs and a sunny courtyard with Weber BBQ. Walk to Cowes Beach, cafés, restaurants, the foreshore and pier. A short drive to the Penguin Parade, Grand Prix Circuit and Phillip Island's famous wildlife attractions. Perfect for couples, families and weekend escapes.

A living area features two blue sofas, one with decorative cushions, positioned around a round jute rug. A wooden coffee table sits in front of a television. Natural light enters through a large window, accompanied by a potted plant and artwork on the walls.

4.9 out of 5 average rating, 414 reviews

Smith Girls Shack 2 Cowes Great location !

Escape to this beautiful 2 bedroom unit in a prime location of Cowes. You can leave your car at the door as we are located only 250 metres from the centre of Cowes Main Street with all its amazing shops and cafes and 200 metres from the beach which you can see from the front deck. PLUS if you like to holiday with friends and family we have another Shack right next door! The same size with a back gate between the 2 yards (find link in details)

Popular amenities for rentals with beach access in Cowes

Kitchen

Wifi

Pool

Free parking on premises

Air conditioning

Apartment rentals with beach access

4.97 out of 5 average rating, 131 reviews

A spacious living area features a curved couch adorned with soft pillows, positioned near large windows that overlook lush greenery and coastal views. The room is complemented by American Oak walls and a light-colored area rug, creating a seamless blend of style and comfort.

Flat in Smiths Beach

The Loft Phillip Island

Superhost

A serene view from the apartment showcases the coastline with glistening water and tree-lined shores. Pine trees stand tall in the foreground, while a clear blue sky with a few scattered clouds enhances the peaceful outdoor scenery.

4.76 out of 5 average rating, 214 reviews

Beautiful apartment moments from the beach & shops

A spacious bed is neatly arranged with dark bed linens and decorative pillows, including a red accent pillow. Two bedside lamps provide soft lighting, creating a cozy ambiance. A rolled towel rests on the blanket, adding a touch of hospitality.

4.94 out of 5 average rating, 171 reviews

Stone's Throw Beachside, View, Netflix, WIFI

4.9 out of 5 average rating, 354 reviews

Flat in San Remo

Entire apartment with Ocean and Cape Woolamai view

The spacious bedroom features a queen-sized bed with a textured blanket and cozy pillows. A comfortable lounge area is visible with a sleek couch and coffee table. Natural light comes through the nearby sliding glass doors, leading to a small outdoor area.

4.99 out of 5 average rating, 160 reviews

Seaside Getaway! Couples Retreat on the Esplanade

4.98 out of 5 average rating, 205 reviews

An outdoor seating area features a wooden table and chairs amidst lush greenery. A surfboard leans against the wall of the studio, complemented by stone pathways and decorative planters, enhancing a serene garden environment.

Flat in Smiths Beach

Beachwood Studio- the beach at your doorstep

An open plan living area features two comfortable couches and a wooden dining table with chairs. A television is positioned on a wooden stand, while large glass doors open to a balcony that allows natural light and views of the outdoors.

4.86 out of 5 average rating, 234 reviews

321@Waves Phillip Island Relaxing Beach Stay Cowes

4.91 out of 5 average rating, 165 reviews

The exterior of the property showcases a two-story house with a large balcony supported by white railings. Lush purple flowers and green shrubs adorn the garden, enhancing the inviting appearance. A satellite dish is mounted on the roof, while the surrounding landscape features well-maintained grass.

Flat in Ventnor

Secluded Ventnor getaway.

House rentals with beach access

4.84 out of 5 average rating, 101 reviews

Stonesthrow Beachouse - 1 minute walk to Beach•

4.89 out of 5 average rating, 248 reviews

A modern retreat is surrounded by native coastal trees, with a spacious wooden deck featuring outdoor seating. Large glass doors reveal the open plan interior, seamlessly connecting the indoor and outdoor spaces. Potted plants add a touch of greenery to the inviting atmosphere.

Home in Surf Beach

SaltHouse - Phillip Island

4.97 out of 5 average rating, 106 reviews

A modern living area features a spacious green couch with decorative pillows, a round leather pouf, and a vibrant blue chair. The light-filled space includes a wooden dining area and well-equipped kitchen, adding functional warmth to the contemporary design.

Home in Cape Woolamai

The Cali - Phillip Island

An open-concept living area is highlighted, showcasing a large wooden dining table with comfortable chairs. A spacious kitchen with modern appliances is visible, while the cozy lounge area features large windows allowing natural light to brighten the space. A wood-burning stove adds warmth to the atmosphere.

4.86 out of 5 average rating, 446 reviews

Surf Dreaming Is, 2 lounges, 1 fireplace, 4 bdms

4.96 out of 5 average rating, 137 reviews

A minimalist living area features a spacious, light-colored sectional sofa set against a textured wall. Natural light casts gentle shadows across the room. A small black table sits in front, accompanied by potted plants, creating a serene and inviting space.

Home in Kilcunda

Corvers Rest

A light-filled living area features a comfortable brown sofa, a wooden coffee table, and a unique leather chair. Natural elements are highlighted by greenery visible through the open glass doors, with a cozy fireplace and tasteful décor enhancing the space.

4.93 out of 5 average rating, 165 reviews

The Vines Beach House Cowes - Stroll to the beach

4.93 out of 5 average rating, 148 reviews

An outdoor dining area is furnished with a large wooden table and six chairs, shaded by a sizable umbrella. The clear view of the expansive green yard and tranquil blue waters beyond is prominently featured.

Home in Ventnor

NETHERBY WATERS BEACH HOUSE- Phillip Island

Superhost

4.85 out of 5 average rating, 117 reviews

Grande Nisi Casa Cowes, Outdoor Spa, Table tennis

Apartment rentals with beach access

5.0 out of 5 average rating, 178 reviews

A studio apartment features a spacious bed with a soft floral-patterned blanket. A reclining leather sofa complements the modern decor, while a small side table and lamp add functionality. A large area rug enhances the warmth of the wooden flooring.

Apartment in San Remo

One bed Studio apartment with fantastic views

Apartment in Cape Woolamai

A dining area is well-appointed with a wooden table set for four, featuring decorative plates and placemats. A surfboard is displayed nearby, and natural light enters through two windows adorned with light curtains. A lamp adds subtle illumination to the space.

Surf Pad - Cape Woolamai centre

4.92 out of 5 average rating, 37 reviews

A modern kitchen features sleek, white cabinetry and a dark countertop. Stainless steel appliances, including a refrigerator and oven, are visible. Under-cabinet lighting illuminates the workspace. A small bowl of fruit and wine bottles are positioned on the counter, enhancing the culinary atmosphere.

4.52 out of 5 average rating, 29 reviews

Unit 6 , Block C, PIT 1 Bedroom Apartment

Apartment in San Remo

Coastal escape: two-bedroom condo with beach view

4.67 out of 5 average rating, 3 reviews

A modern kitchen and dining area is presented, featuring sleek white cabinetry and a decorative backsplash. A black dining table is surrounded by four gold-accented chairs. A bowl of fruit is centered on the table, complemented by a stylish pendant light overhead.

4.43 out of 5 average rating, 30 reviews

Unit 9, Block C, PIT Luxury 1 bedroom Apartment

A calm beach scene showcases gentle waves lapping against soft sandy shores. The shoreline is bordered by rocky outcrops, with a small building and trees visible nearby. A clear blue sky stretches above, reflecting a peaceful coastal environment.

4.35 out of 5 average rating, 17 reviews

#Unit 8 , Block C, PIT 3 Bedroom Apartments

A bright orange vehicle is partially submerged in shallow waters at a beach. Two individuals are seen near a personal watercraft, indicating a leisure activity in progress. The horizon features a clear blue sky, with soft clouds and distant greenery lining the shore.