Holiday rentals with lake access in Panama City Beach

Find and book unique lake access rentals on Airbnb

Quick stats about holiday rentals with lake access in Panama City Beach

  • Total holiday rentals

    Explore 360 holiday rentals in Panama City Beach

  • Nightly prices starting at

    Panama City Beach holiday rentals start at $127 SGD per night before taxes and fees

  • Verified guest reviews

    Over 15,710 verified reviews to help you choose

  • Family-friendly holiday rentals

    280 properties offer extra space & child-friendly amenities

  • Pet-friendly holiday rentals

    Find 40 rentals that welcome pets

  • Holiday rentals with a pool

    340 properties feature pools

  • Rentals with dedicated workspaces

    220 properties have a dedicated workspace

  • Wifi availability

    350 of Panama City Beach holiday rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City Beach rentals

  • 4.6 Average rating

    Panama City Beach stays receive an average rating of 4.6 out of 5 from guests

  • Nearby attractions

    Panama City Beach’s top spots include Frank Brown Park, Shipwreck Island Waterpark and Coconut Creek Family Fun Park

Top-rated rentals with lake access in Panama City Beach

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

1 of 1 pages1 / 1
Top guest favourite
A scenic outdoor area features a private pool surrounded by a spacious patio, furnished with a dining table and comfortable lounge chairs. Palm trees and a backdrop of the lake create a relaxed setting as the sun sets in the distance.
Home in Laguna Beach
4.97 out of 5 average rating, 108 reviews

Granny’s at the Beach With Heated Pool (Extra Fee)

Experience beach life with a private heated pool during the colder months, lakefront and Gulf views, a five-minute walk to the beach. We offer the best of Emerald Coast life away from the hustle and bustle of the Miracle Strip but still a short drive to Pier Park, Shipwreck Island Waterpark, and fine dining. After a day of sun and fun, watch the sun set into the Gulf from your private patio or cook dinner in the well-stocked kitchen. Welcome to Granny's at the Beach where everyone feels at home.

ViewOutdoor spacesBeach

Top guest favourite
A serene waterfront view captures vibrant hues of orange and pink reflected in the calm water at sunset. A solitary heron stands gracefully in the foreground, while lush greenery frames the scene, enhancing the tranquil atmosphere.
Flat in Panama City
4.96 out of 5 average rating, 101 reviews

Oasis by the Bay. 10 miles from Panama City Beach

Take a break and unwind at this peaceful oasis. Enjoy your private apartment in our North Bay home. Juliet balconies grace both the sitting room and the bedroom. The sitting room boasts two recliner chairs and a tv. Hidden in an armoire, kitchen amenities provide convenience. The sitting room balcony is the perfect place to enjoy your coffee. 17 stairs must be climbed to access the listing. The apartment is on the street side of our home and I will probably be in residence during your stay.

NearbyViewValue

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Apartment in Panama City Beach
4.94 out of 5 average rating, 114 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

ViewNearbyWalkability

Top guest favourite
A bright living area is showcased with natural wood flooring and warm lighting. Comfortable seating is arranged around a spacious coffee table, complemented by a textured area rug. A dining area with light chairs is visible in the background, enhanced by a decorative light fixture.
Townhouse in Santa Rosa Beach
4.98 out of 5 average rating, 132 reviews

Luxury Townhouse in Santa Rosa Beach - The Zen Pad

Top Reasons to Book this 30A Luxury Townhome: * Few minute walk to the beach access point: Directly across 30A * Beautifully renovated in 2024 * Spacious and Peaceful * 3 Balconies * 2 Pools, Tennis / Pickle Ball Courts, Fishing Ponds, BBQ area, etc. * 25+ miles of hiking trails just steps away * Perfectly located near the beach, trails, shopping, grocery, dining, & more! * Great for families or individuals * Fast Wifi for remote work or streaming * Voted as Guest Favorite AIRBNB!

ViewOutdoor spacesAmenities

Top guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach
4.99 out of 5 average rating, 315 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

NearbyViewIndoor spaces

Top guest favourite
An aerial view captures a large swimming pool surrounded by lounge chairs and the expansive beach in the background. The pool area is bordered by palm trees and a fence. The beach is populated with beachgoers, with gentle waves lapping at the shore.
Home in Panama City Beach
5.0 out of 5 average rating, 106 reviews

Resort Family Fun 5 mn walk2 Bch, 2 pools back yd

5 min walk to beach on resort property. Quiet, relaxing resort home, many free family activities, nite life,restaurants. No waiting on broken,crowded, elevators,free park right out front door! 2/11 pools in back yd, 1 heat, 1 not on turtle pond +putt putt, chairs,beach buggy,umbrellas, tennis,gym, playgrounds, PICKLE BALL, 5m wk to mall, arcades, bowling, axe throwing,escape room, bars/dining: walk to restaurants, fast food, ice cream,& shopping. Beach pool with restrooms on beach.

NearbyOutdoor spacesAccess

Top guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Apartment in Laguna Beach
4.95 out of 5 average rating, 188 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

ViewNearbyKitchen

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Apartment in Panama City Beach
4.85 out of 5 average rating, 123 reviews

Beach Condo #925 w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

ViewNearbyBeach

Guest favourite
The image captures a large outdoor pool area surrounded by palm trees and lounge chairs. Multiple swimming pools are visible, with a circular feature in the center. Guests can be seen enjoying the sun and water, while the tall resort buildings stand prominently in the background.
Apartment in Panama City Beach
4.87 out of 5 average rating, 157 reviews

Steps to Beach, 5 pools, 2 hot tubs,6 restaurants!

18 years old to book, 5 swimming pools,2 hot tubs , gym, 3 shops, 6 restaurants , hair salon, and a Vegas-style water and light show every night at 7:45pmWith a private gated beach access, steps to the beach and Pineapple Willy's restaurant! 810 bowling and billiard, arcade. Pickleball Gym Waterpark and zoo 3 minutes dr Walmart across Master Bedroom: King Bed 2nd Bedroom: King Bed 3rd Bedroom: Bunkroom with twin bunks Living Room: Queen Sleeper Sofa sofa Sleeps 9

ViewNearbyCondition

Guest favourite
The living area features a cozy sectional sofa paired with a round coffee table, all against a vibrant beach-themed accent wall. Large floor-to-ceiling windows open to a balcony, showcasing stunning views of the ocean. Light wood flooring complements the coastal decor.
Apartment in Panama City Beach
4.95 out of 5 average rating, 155 reviews

Boardwalk Beachfront Condo/2br+Bunks 2ba/Sleep 8

• Newly renovated Panama City Beach condo • Sleeps 8 • 17th floor with stunning views • Superhost's private beach condo• Boardwalk Beach Resort • Best beaches in the USA • Master bedroom has ensuite shower • Access to resort facilities including pools, 2 hot-tubs, splash pad, fitness center, restaurants and market • Easy to reach attractions including theme parks, golf, shopping ***Our resort requires the primary guest to be 25 years of age or older***

ViewNearbyLayout

Guest favourite
Flat in Panama City Beach
4.75 out of 5 average rating, 303 reviews

2028*Penthouse* Luxe Resort*5 Pools 18 +Ok

✅Must be 18 to Book !! ✅Penthouse UNIT 2028** ✅Bedroom 2 and 3 have an Oceanview Fully Renovated in July 2025❗️❗️ Enjoy the relaxing tropical breezes and view gorgeous sunrises from the balcony of this beautifully Remodeled Luxury Condo at Laketown Wharf Resort. This unit is on the 20TH FLOOR ✅Resort fee of $90 plus tax must be paid directly to the resort per reservation ✅ all resort rules apply to Booking

ViewNearbySleep quality

Superhost
A balcony setup is shown with a round table surrounded by six chairs. Comfortable seating is positioned beside greenery, overlooking a stunning expanse of the Gulf. The bright blue sky complements the ocean view, creating an inviting outdoor space.
Apartment in Panama City Beach
4.83 out of 5 average rating, 190 reviews

True Blue Penthouse Summer Break Fun

SUPER HOSTED"TRUE BLUE PENTHOUSE" views!20th FLOOR! FRESH furnishings, bedding, new floors,paint,rugs,TVs including a 65"4K, Upgraded HD!The resort is AMAZING with restaurants ,5 Pools(1 heated seasonally) 2 oversized hot tubs, 810 Bowling and games, 2 story fitness room across from the GULF! Walk to most attractions and Restaurants! HURRY to ensure you get your desired dates! Veteran Owned!

NearbyViewValue

Popular amenities for lake access rentals in Panama City Beach

Lake access cottage rentals

Guest favourite
Cottage in Santa Rosa Beach
4.97 out of 5 average rating, 120 reviews

Weekend Escapes to Seagrove | Newly Renovated Home

NearbyOutdoor spacesIndoor spaces

Top guest favourite
Cottage in Seagrove Beach
4.92 out of 5 average rating, 211 reviews

Beach Side of 30A "Hemingway" Seaside Cottage

ViewOutdoor spacesParking

Guest favourite
Cottage in Laguna Beach
4.94 out of 5 average rating, 62 reviews

Aquaman’s Beach Cottage/Laguna Paw-radise Retreat!

NearbyOutdoor spacesSleep quality

Guest favourite
Cottage in Alys Beach
4.93 out of 5 average rating, 27 reviews

30A Cottage Escape | 5 min to beach | Cart & Bikes

NearbyOutdoor spacesValue

Guest favourite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach
4.88 out of 5 average rating, 50 reviews

The Cottage on Alta Vista-so charming!

NearbyOutdoor spacesLocation

Guest favourite
The coastal-cottage-style home is framed by lush greenery, showcasing a welcoming porch with white columns and dark steps. A spacious garage is visible, filled with various sports equipment, including paddleboards and bicycles, highlighted by a large yellow paddleboard leaning against the exterior.
Cottage in Inlet Beach
4.94 out of 5 average rating, 49 reviews

Kid friendly golf cart sports gear pool lake beach

NearbyOutdoor spacesLaundry

Guest favourite
Cottage in Bid-a-wee Beach
5.0 out of 5 average rating, 13 reviews

Hideaway Cottage | Dog-Friendly & Block From Beach

Outdoor spacesNearbyIndoor spaces

Guest favourite
Cottage in Seacrest
4.85 out of 5 average rating, 27 reviews

Daddio's Cottage: Bike to Alys & Rosemary Sleeps 7

NearbyOutdoor spacesComfort

When is the best time to visit Panama City Beach?

MonthJanFebMarAprMayJunJulAugSeptOctNovDec
Avg. price$134 SGD$134 SGD$209 SGD$201 SGD$231 SGD$326 SGD$310 SGD$201 SGD$158 SGD$161 SGD$136 SGD$141 SGD
Avg. temp12°C14°C17°C20°C24°C27°C28°C28°C26°C22°C17°C14°C

Destinations to explore