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Holiday rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated rentals with lake access in Panama City

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

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Apartment in Panama City Beach

4.82 out of 5 average rating, 106 reviews

@Ocean View- Laketown Wharf 1809

Welcome to the best complex in Panama City Beach! With so many restaurants on site, a private boardwalk, a Vegas style fountain show every night, Laketown is one of the most well equipped beach complexes your family can enjoy a wonderful vacation in. With a private gated beach access, the condo is just a short walk to the sand and Pineapple Willies, the famous beach front dining. Master Bedroom: King Bed 2nd Bedroom: King Bed Nook Area: Bunk bed Living room: Queen Sleeper Sofa Closet: Cot bed

9–16 Nov

$233 SGD per night

Guest favourite

Apartment in Panama City Beach

4.87 out of 5 average rating, 117 reviews

"Islandia 317" waterfront one bedroom with a pool

One spectacular suite by the water’s edge, specially designed to bring the natural beauty of one of our largest coastal dune lakes into a room full of comfort and leisure featuring coastal-designed furnishings, indulgent fabrics, and timeless colors. This third-floor suite has a relaxing living room, kitchen with dining area, and modernized bathroom with shower. An intimate veranda offers astounding panoramic views of Lake Powell. Multiple rental units are available - please visit my profile.

10–17 Jan

$166 SGD per night

Guest favourite

Apartment in Panama City

4.95 out of 5 average rating, 124 reviews

Sugar Beach condo steps away from the ocean

Sugar Beach is a gated community, located close to family entertainment spots, nightlife, restaurants, shopping, and golf. No elevator waits or crowded beaches! !!! Our community is under off-season renovation works. Sometimes it can cause some noise inconvenience !!! From your covered patio enjoy the view of the freshwater pond or take a short walk to the pool, clubhouse, grill area, tennis courts, and the beach! You're just a short drive to St. Andrews State Park and several marinas.

16–23 May

$352 SGD per night

Guest favourite

Townhouse in Panama City

5.0 out of 5 average rating, 44 reviews

The Honey Hole

Welcome to the Honey Hole- a bass slayers dream! Nestled on the edge of White Western Lake, this duplex unit has everything you need to escape the city, all while maintaining proximity to a number of other desirable attractions such as the recreational bliss of Econfina Creek (approx. 12 mi), the white sandy beaches of Panama City Beach (appox. 25 mi), and the otherworldly experience of the Florida Caverns (approx. 50 mi). Guests must be 25+ years of age or minors accompanied by an adult.

20–27 Sep

$202 SGD per night

Guest favourite

Apartment in Panama City Beach

4.92 out of 5 average rating, 135 reviews

Romantic/ Family Friendly Beachfront Oasis!

Beachfront. Fully furnished with a spacious floor plan, 9ft ceilings, granite countertops, breakfast bar, large balcony off living room with private grill, dining table/chairs with impressive views of the Gulf of Mexico. First-class amenities include: Fitness Center, Poolside Drink & Snack Bar, 2000 sq.ft Heated, Infinity Edge, Gulf front pool, Whirlpool Spa and Natural Stone Fire Pit. Secure, covered parking. Located 1/2 mile from Pier Park shops, restaurants and Russell Fields Pier.

22–29 Sep

$282 SGD per night

Guest favourite

Apartment in Panama City Beach

4.98 out of 5 average rating, 82 reviews

Stunning Gulf Views * Sleeps 9 * Best Amenities

***Must be 21+ to rent this unit.*** **18+ can rent this unit WITH refundable security deposit** Condo on the 9th floor overlooking the Gulf **Condo is authorized for a maximum occupancy of 9 guests, the 9th guest must be a child under the age of 12.** BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

3–10 Jan

$146 SGD per night

Guest favourite

Apartment in Panama City Beach

4.98 out of 5 average rating, 48 reviews

Blue U Steps to the beach/Couples/ Small families

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . Please note there is a resort fee for wristbands and parking paid directly to HOA. The Fee covers the entire reservation.

9–16 Nov

$161 SGD per night

Guest favourite

Guest house in Panama City

4.92 out of 5 average rating, 37 reviews

Deer Point Lake - 750 sqft 1/1 & 2 minutes to lake

Forget your worries in this spacious and serene space just 2 minutes from Deer Point Lake boat ramp and cute little playground. Enjoy the quiet neighborhood in your own private 2 story 800 sqft guest house with its own private yard, shaded deck area and charcoal grill. Fast, free wifi and Comcast Cable with movie channels included. Tons of parking space to bring your boat, jetski or kayaks and enjoy our beautiful lake. Dogs under 25 lbs upon approval with an additional $300 pet fee.

16–23 Oct

$166 SGD per night

Guest favourite

Home in Panama City

5.0 out of 5 average rating, 6 reviews

The Bay House. Walk to the Bay! Dog Friendly

The Bay House @ Historic St. Andrews is a quiet, relaxing retreat among the oak and magnolia-lined streets of St. Andrews. This newly renovated cottage is just minutes from the water and fun. With a firepit, grill and basketball court in the backyard. Walk to the historic St. Andrews Marina, shops, restaurants, coffee shops, wine bars, breweries, and more. Enjoy paddle boarding, kayaking and fishing - and take the quick drive across the bridge to the World's Most Beautiful Beaches.

19–26 Oct

$187 SGD per night

Guest favourite

Guest house in Panama City

4.99 out of 5 average rating, 92 reviews

Cabana Cottage @ St. Andrews-Waterfront/Pool/Dock

The Cabana Cottage @ St. Andrews, Panama City, is a beautifully landscaped waterfront location with pool & hot tub. Centrally located, you are a short walk from Historic St. Andrew's on Beck Ave, which is home to restaurants, bars, coffee shops, boutiques, the marina, Oaks by the Bay Park & much more! Beaches are 10/15 minutes away via car. Beach chairs, towels & cooler are provided. Dog friendly & NO PET FEES! Saltwater pool & hot tub is a shared space with owners and other guests.

18–25 Jul

$238 SGD per night

Guest favourite

Apartment in Panama City Beach

4.82 out of 5 average rating, 121 reviews

Calm Coastal Condo, Studio, Welcome Snow Birds!

Thank you for your interest in our PCB condo; a place we consider a home away from home to relax and enjoy the gulf coast. The condo is an efficiency unit: one large room, kitchen area, 2 person dining/ table, living room area, bedroom area and bathroom with door, approx. 400 sq. ft., ground level with one step up to front door. Home owners association restrictions include: Age 25 to rent and must be present, only 2 people total (fire code), no guests under age 18 and no pets.

28 Sep – 5 Oct

$154 SGD per night

Guest favourite

Apartment in Panama City Beach

4.89 out of 5 average rating, 91 reviews

Fins Up at Carillon/30A - 1st floor - Pets welcome

Welcome to Fins Up @Carillon. Minutes to Rosemary, Seaside and Grayton. Studio condo sleeps 4-one king bed, queen pullout sofa and one twin air mattress. Perfect location minutes to 30A activities/ 15 mins to Pier Park. 5 pools onsite (1 heated), hot tubs, playground, tennis/pickleball/basketball courts, 8 beach access points. Lake Powell Pizza, Our Little Beach Cafe onsite. General store onsite with bike rentals. Condo backs to Lake with a 5-7 minute walk to beach.

1–8 Jan

$163 SGD per night

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Popular amenities for lake access rentals in Panama City

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Air conditioning

Lake access house rentals

Home in Panama City Beach

4.92 out of 5 average rating, 109 reviews

Aqua: Live under the sea! Direct beach access.

27 Nov – 4 Dec

$819 SGD per night

Guest favourite

Home in Panama City Beach

4.93 out of 5 average rating, 40 reviews

Why Wait For Elevators~Walk to Beach~Come 4 Vacay

9–16 Sep

$200 SGD per night

Guest favourite

Home in Panama City Beach

4.89 out of 5 average rating, 38 reviews

3 Minute walk to the Beach, 5 pools and 2 Hot Tubs

5–12 Dec

$171 SGD per night

Guest favourite

Home in Panama City Beach

4.86 out of 5 average rating, 29 reviews

Beautiful Home Close to Beach/Lake, Private Patio

23–30 Jan

$226 SGD per night

Guest favourite

Home in Panama City Beach

4.92 out of 5 average rating, 12 reviews

Beachside Paradise

18–25 Dec

$220 SGD per night

Guest favourite

Home in Panama City Beach

4.98 out of 5 average rating, 50 reviews

★180° Ocean Views | 3BR/2BA | 5 Pools | W/D

2–9 May

$300 SGD per night

Home in Panama City Beach

5.0 out of 5 average rating, 4 reviews

CasaDeRiviera: Lakefront, Infinity Pool, Fire Pit

27 Oct – 3 Nov

$482 SGD per night

Guest favourite

Home in Panama City

5.0 out of 5 average rating, 15 reviews

The Shoreline House

18–25 Jul

$243 SGD per night

Apartment rentals with lake access

Guest favourite

Flat in Panama City Beach

4.88 out of 5 average rating, 32 reviews

Ocean Breeze on Lullwater - 1/2 mile to Pier Park

13–20 Jan

$178 SGD per night

Flat in Panama City Beach

4.83 out of 5 average rating, 41 reviews

Gulf View Condo w/ Pool & Hot Tubs

18–25 Sep

$233 SGD per night

Guest favourite

Flat in Panama City Beach

5.0 out of 5 average rating, 23 reviews

5 min walk to Beach~OCEAN Views~30A area~4 Pools!

5–12 Aug

$428 SGD per night

Flat in Panama City Beach

4.85 out of 5 average rating, 27 reviews

Resort style luxury apartment

23–30 Nov

$291 SGD per night

Flat in Panama City Beach

4.82 out of 5 average rating, 22 reviews

FREE beach equip, New & updated, 5 pool resort!

12–19 Oct

$408 SGD per night

Flat in Panama City Beach

4.57 out of 5 average rating, 28 reviews

Studio 3rd-Floor | Balcony | Pools | Hot Tubs

29 Mar – 5 Apr

$272 SGD per night

Flat in Panama City Beach

4.8 out of 5 average rating, 10 reviews

Awesome Beach Condo-3 to 5 min walk to the beach

3–10 Sep

$307 SGD per night

Guest favourite

Flat in Panama City Beach

4.91 out of 5 average rating, 11 reviews

Barefoot Bungalow Beachfront

18–25 Aug

$378 SGD per night

Lake access cottage rentals

Guest favourite

Cottage in Panama City Beach

4.99 out of 5 average rating, 263 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

26 Mar – 2 Apr

$353 SGD per night

Guest favourite

Cottage in Seagrove Beach

4.92 out of 5 average rating, 179 reviews

Palm tree oasis 30A beach boutique artist cottage

13–20 May

$321 SGD per night

Cottage in Southport

5.0 out of 5 average rating, 4 reviews

4 Person Lake Front Cottage with Kayaks

3–10 Oct

$180 SGD per night

Guest favourite

Cottage in Panama City Beach

4.92 out of 5 average rating, 26 reviews

The Cottage on Alta Vista-so charming!

6–13 May

$288 SGD per night

Cottage in Santa Rosa Beach

4.77 out of 5 average rating, 13 reviews

Beachy Bungalow, Santa Rosa Beach, FL near Gulf

20–27 Jan

$253 SGD per night

Cottage in Freeport

4.89 out of 5 average rating, 90 reviews

Cottage Apt, Keyless, Waterfront, mins to beach

13–20 Dec

$217 SGD per night

Guest favourite

Cottage in Panama City Beach

4.97 out of 5 average rating, 30 reviews

3+Pets» Private Pool & Hot tub» Steps to Beach!

4–11 Oct

$767 SGD per night

Guest favourite

Cottage in Rosemary Beach

5.0 out of 5 average rating, 34 reviews

Getaway Paradise to happy hour at 30A/dock access

17–24 Jan

$425 SGD per night

Quick stats about holiday rentals with lake access in Panama City

Total rentals
20 properties
Wifi availability
20 properties include access to wifi
Rentals with dedicated workspaces
10 properties have a dedicated workspace
Family-friendly rentals
10 properties are a good fit for families
Total number of reviews
480 reviews
Nightly prices starting at
$95 SGD before taxes and fees

Destinations to explore