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Holiday rentals with lake access in Panama City

Find and book unique lake access rentals on Airbnb

Top-rated rentals with lake access in Panama City

Guests agree: these rentals with lake access are highly rated for location, cleanliness and more.

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Guest favourite
Apartment in Panama City Beach
4.91 out of 5 average rating, 116 reviews

Gulf View and Family Fun, Sleeps 6, No Resort Fee!

Come enjoy a private balcony with amazing views of the gulf! Steps away from the beach, shopping, dining and entertainment. Laketown Wharf resort amenities include five pools (one heated) , one kids, 2 hot tubs, 4 restaurants, ice cream shop, fitness center with gulf views, putting green, parking garage, nightly fountain and light show. WE COVER THE RESORT FEE! Wake up to the sounds of the ocean! We provide beach gear and wagon for you!! Full size washer and dryer.Come relax before the crowds!

Top guest favourite
The exterior of the home is showcased against a vibrant sunset sky. The structure features multiple levels with large windows, surrounded by lush greenery and palm trees. A wooden deck leads to the entrance, complementing the relaxing atmosphere.
Home in Panama City
4.98 out of 5 average rating, 43 reviews

A Luxury Bayfront Retreat | Resort-Style Pool

Welcome to The Treehouse, a luxury bayfront getaway designed for guests who want something truly special. Nestled away in a prime location, our organically designed single-family private oasis provides an ideal home base for exploring nearby beaches & attractions. Featuring a resort-style heated pool, private dock, 2 kayaks, outdoor grill & dining area, fire pit, and much more. Discover the blend of modern design and homely comfort that makes this rental a unique choice for your next adventure.

Guest favourite
Flat in Panama City Beach
4.91 out of 5 average rating, 123 reviews

712 1650sf Modern Luxe 4/3 Oceanview Pools Resort

Must be 18 to Book !! Enjoy the ocean breeze at Laketown Wharf in this newly remodeled beautiful 4/3 Ocean view unit on the 7th floor. This unit comes with a white leather sofa, dining for 6+3 barstools, plenty of outdoor seating and a beautiful view of the beach. Several restaurants on site There are 5 pools, and 3 hot tubs all throughout the resort. Bedroom 1 king Bedroom 2 king Bedroom 3 king Bedroom 4 Full ✅Resort fee of $120 plus tax must be paid before arrival directly to the resort

Guest favourite
A spacious living area features comfortable blue couches accented by yellow pillows. A ceiling fan provides ventilation, and large glass doors offer views of the outdoors. A modern entertainment unit holds a flat-screen TV, while artwork adorns the walls, adding a touch of color to the space.
Apartment in Panama City Beach
4.93 out of 5 average rating, 101 reviews

Coastal Vibe Spacious and Steps from the Sand/PCB

Avoid the elevators and relax in this cozy condo located in the heart of Panama City beach. Steps away from the beautiful white sand beaches, dining and entertainment. Located on the second floor with views of the lake and pool. Splash in one of the 5 resort style pools and enjoy a nightly fountain show on the boardwalk complete with lights and music. Fast WiFi . PLEASE NOTE there is a RESORT FEE of $86 for wristbands and parking paid directly to HOA. The Fee covers the entire reservation

Top guest favourite
The exterior of the cottage is framed by lush greenery, with a wooden fence leading to the entrance. A spacious deck is visible, featuring outdoor seating and a barbecue grill. The colorful siding of the house complements the surrounding landscape.
Cottage in Laguna Beach on the Gulf of Mexico
4.99 out of 5 average rating, 306 reviews

Hidden Treasure - Perfect blend of Quaint & Quiet!

Hidden Treasure is just steps to PCB's beautiful beach! Pet friendly - $100 non-refundable per pet fee (pet fee payment request sent after booking). A dedicated beach w/no homes or hotels on the beach side. The cottage is nestled on a small lake and offers private/comfortable outdoor sitting areas with a lake view, a beach view and beautiful sunsets! Dedicated parking, fully equipped kitchen, large screen TV & WiFi. A block from Thomas Donuts and The Carousel and 2.5 miles from Pier Park.

Top guest favourite
A balcony is seen with two blue chairs and a small table, overlooking the Gulf of Mexico. The vibrant blue of the water contrasts with the white sandy beach below, offering expansive views of the shoreline and horizon.
Apartment in Sunnyside
4.95 out of 5 average rating, 180 reviews

Pelican Perch, Breathtaking Views, Couples Retreat

Amazing Views, Gulf front and may be the best view on the far West Side of Panama City Beach near 30A, expansive dedicated beach adjoins Camp Helen State Park, couples retreat at Pinnacle Port.. close to 30A, Carillon, Rosemary etc. 3rd adult or child on pullout sofa. Penthouse Level (floors 11/12 midrise) townhouse style ~ 900 sq ft., true paradise, beachfront balcony, Gulf views all rooms.. (couple or 3 adults or 2 adults and supervised older child) - beach chairs & umbrella

Guest favourite
A spacious living area features large windows offering views of the Gulf and access to a balcony. A wooden coffee table centers the room, complemented by a light-colored sofa with decorative pillows. The view showcases the resort and the expansive beach area, creating a serene atmosphere.
Apartment in Panama City Beach
4.83 out of 5 average rating, 113 reviews

Beach Condo w/ Heated Pool & Hot Tub

Wake up just steps from the sand at this stylish beach retreat located at Origin at Seahaven. Enjoy dedicated beach access across the street, a heated rooftop pool, hot tub, and stunning sunset views - all in the heart of Panama City Beach. Walk to Sharky’s Beachfront Restaurant, relax by the pool, or unwind in your beautifully appointed private condo after a day in the sun. Perfect for couples or small families looking for a clean, modern, stress-free beach getaway.

Guest favourite
A bright and inviting bedroom features a spacious bed with a tufted headboard and soft bedding. Two lamps flank the bed on nightstands, while a stylish ceiling fan provides air circulation. Large glass doors open to a private patio, framed by soft curtains.
Townhouse in Santa Rosa Beach
4.94 out of 5 average rating, 162 reviews

MermaidBay | 2BR/2BA Seagrove Walk to Beach

MermaidBay by Epiqhost is a relaxed coastal retreat in Seagrove Beach, perfect for families and groups who want easy beach days without the crowds. This comfortable 2BR/2BA home sleeps up to 8 and is just a short walk from a large, recently remodeled public beach access. Guests love the peaceful lake access in the community, the laid-back neighborhood feel, and the ability to walk to the beach for sunrise walks, afternoon swims, and sunset strolls along Scenic 30A.

Guest favourite
Dome in Sunnyside
4.99 out of 5 average rating, 140 reviews

Near 30A! Firepit, Beach <1 Mile, Beach Cottage

The PCB Hut offers a one-of-a-kind experience for your next trip to Panama City Beach! Ideally located between Pier Park and the scenic Highway 30A, this unique dome-shaped home is just minutes from Rosemary Beach. Enjoy a perfect blend of nearby tourist attractions, pristine white sand beaches, and easy access to Lake Powell. Gather your family or friends and unwind in one of the most breathtaking areas of the Florida Panhandle.

Top guest favourite
A spacious master bedroom displays a king bed adorned with a decorative duvet featuring ocean-themed designs. Large windows frame views of the Gulf, while a ceiling fan adds comfort. A flat-screen TV is positioned on a dresser, complemented by a small potted plant in the corner.
Apartment in Panama City Beach
4.97 out of 5 average rating, 119 reviews

Stunning Gulf Views I Sleeps 9 I Best Amenities

*Must be 18+ to rent this unit.* Condo on the 9th floor overlooking the Gulf *Condo is authorized for a maximum occupancy of 9 guests* BED ARRANGEMENT: Master Bedroom: King Bed W/ private bathroom Guest Bedroom: King Bed Bunk Room: twin on top/bottom and Barn door for PRIVACY Living room: Queen sleeper sofa Living room: Twin sleeper sofa 2 minute walk to beach

Top guest favourite
Home in Biltmore Beach
4.99 out of 5 average rating, 205 reviews

The Sand Dollar • King Bed • 6 Min Walk to Beach!

🌅 • Welcome to the Sand Dollar! • 🌅 Just steps away from the beach! (Beach access 9). Enjoy pulling right up to your door and staying in a quiet residential neighborhood, while still only being a 6 minute walk from the sandy beaches of PCB! This home is a hidden gem on the east end of PCB, where the beach meets the bay, and local favorites are all around.

Top guest favourite
A light-filled bedroom showcases lake views through large windows. A spacious bed is adorned with soft linens and pillows. A wall-mounted TV is positioned across from the bed, while outdoor seating with an umbrella can be seen on the deck, enhancing the serene ambiance.
Home in Santa Rosa Beach
5 out of 5 average rating, 104 reviews

Romantic Seagrove Palmetto Bungalow 30A Lakefront

Welcome to the Palmetto Bungalow! Recently chosen by Brides magazine as one of the top 20 most romantic airbnbs in the country! Truly a special place to unwind, refresh, reconnect, honeymoon or just fall in Love again! This romantic lakefront gem takes you back to yesterday, the simpler times…the way it used to be. Love is in the air.

Popular amenities for lake access rentals in Panama City

When is the best time to visit Panama City?

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Avg. price$134 SGD$157 SGD$140 SGD$161 SGD$184 SGD$204 SGD$195 SGD$167 SGD$149 SGD$151 SGD$134 SGD$130 SGD
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Quick stats about holiday rentals with lake access in Panama City

  • Total holiday rentals

    Explore 20 holiday rentals in Panama City

  • Nightly prices starting at

    Panama City holiday rentals start at $38 SGD per night before taxes and fees

  • Verified guest reviews

    Over 360 verified reviews to help you choose

  • Family-friendly holiday rentals

    10 properties offer extra space & child-friendly amenities

  • Rentals with dedicated workspaces

    10 properties have a dedicated workspace

  • Wifi availability

    20 of Panama City holiday rentals include wifi access

  • Popular amenities for guests

    Guests love Kitchen, Wifi and Pool across Panama City rentals

  • 4.9 Average rating

    Panama City stays are highly rated by guests – averaging 4.9 out of 5!

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